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Buy it and hold it forever works only if you buy something worth holding forever.

My marble benefactor Juntz and lent me I lost all those. In fact, I lost all the marbles. The consequences were simply that I would get no marbles from my marble guy ever.

Today, there is a new marble sheriff in town. The federal government will buy back all bad paper from banks and insurance companies to avert any far-flung calamities in the globally interconnected financial.

Where were they when I had thousands of dollars of college loans and just starting out, almost teetering, I must say, in my fledgling career? These funds will all oj from golden eggs laid by a mysterious golden goose that is located above the clouds where we cannot see it.

I have to admit I have trouble understanding simple investment techniques like bond laddering, so there is no way I am equipped to climb the bad-paper bailout ladder and understand what I see. I know about chutes.

I invariably fall into those slides after thinking I made a wise investment in blender date technology stock that was certain to revolutionize the galaxy. So risk management may now mean acquiring as much debt as quickly as you can so that you qualify for a bailout.

The airline industry is doing well at accumulating debt, as are U. What this new sea change means for the little boats in business, I do not know for sure. But I am certain of this: The mortgage business has become the only game in town.

Peter Costa is a senior editor with the Community Newspaper Company. Digital access or digital and print delivery.

Peter Costa: You know what? I stopped playing marbles. That was a valuable lesson.

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